Important tips for safe online banking

A close friend of mine recently lost 38K from his account online

Rather than go into those morbid details, i would rather make this a preventive post

Here are some 

Good Suggestions from Citibank

Which all of us should take to heart

Please go through the following Do's and Don'ts to protect yourself from Phishing, Vishing, and Smishing

A careless or hasty response to fraudulent emails (phishing), telephone calls (vishing) or SMS (smishing) can result in a complete wipe out of hard earned money from your account.

E-mails that appear to have been sent from your Bank, asking you to visit a website (looking very similar to bank's website) in order to procure your sensitive account information is commonly known as 'Online Phishing'. Banks never sends emails soliciting such information.

The Reserve Bank of India (RBI) or your bank would never ask you for your personal or confidential information like bank account details, ATM PIN, Internet PIN, One Time Password (OTP), Onetime Access Codes (OAC) or other passwords over an email or telephone.

Never share your personal information (e.g. PAN, credit /debit card numbers, date of birth, mother's maiden name or any other personal information) over the phone, mail /SMS or on the internet unless you have a trusted business relationship with the company.

DO's

> Educate yourself of fraudulent activity on the Internet.

> Periodically review your bank account and credit card statements for any transactions that are not initiated by you.

> Always look for secure session indicators like https:// and padlock  on web sites that require personal information.

> Use an updated anti-virus software and firewall software.

> You should only communicate information such as credit card numbers or account information via a 

secure website or the telephone.

> Ensure that your browser is up to date and security patches applied.

> If you have given out your bank account information, report the theft of this information to the bank as

quickly as possible.

DON'Ts

X - Never click on hyperlinks within emails, verify the URL independently before typing it on the browser.

X - Never reply to emails that seek personal information.

X - Never respond to offers of money from abroad.

X - Never respond to/ make remittances/ participate in schemes or offers from unknown entities.

X - Do not reply to emails or Phone text (SMS) messages claiming that the recipient has won a substantial sum of money in an online lottery or promotion.

X - Avoid filling out forms in email messages that ask for personal financial information.

X - Don't use the links in an email, instant message, or chat to get to any web page if you suspect the message might not be authentic or if you don't know the sender.

BE SAFE!

Fwd: Good Points to survive an Attack!

Worth sharing a message of this nature....

Please take a few minutes to read this!

Written by a Cop for Our Own Safety

This goes for men as well as women

Everyone should take 5 minutes to read this. It may save your life or a loved one's life.

After reading these crucial tips, forward them to someone you care about. It never hurts to be careful in this crazy world we live in.

1. Tip from Tae Kwon Do:

The elbow is the strongest point on your body. If you are close enough to use it,do!

2.Learned this from a tourist guide. If a robber asks for your wallet and/or purse, DO NOT HAND IT TO HIM. Toss it away from you....
Chances are that he is more interested in your wallet and/or purse than you, and he will go for the wallet/purse.
RUN LIKE MAD IN THE OTHER DIRECTION!

3.If you are ever thrown into the trunk of a car, kick out the back tail lights and stick your arm out the hole and start waving like crazy.. The driver won't see you,but everybody else will. This has saved lives.

4.Women have a tendency to get into their cars after shopping, eating, working, etc.,and just sit (doing their check book, or making a list, etc. DON'T DO THIS!) The predator will be watching you,and this is the perfect opportunity for him to get in on the passenger side,put a gun to your head, and tell you where to go. AS SOON AS YOU GET INTO YOUR CAR, LOCK THE DOORS AND LEAVE..

If someone is in the car with a gun to your head DO NOT DRIVE OFF,
Repeat: DO NOT DRIVE OFF! Instead gun the engine and speed into anything,wrecking the car. Your Air Bag will save you.
If the person is in the back seat they will get the worst of it. As soon as the car crashes bail out and run. It is better than having them find your body in a remote location.

5.A few notes about getting into your car in a parking lot, or parking garage:

A.)Be aware: look around you, look into your car, at the passenger side floor, and in the back seat.

B.)If you are parked next to a big van, enter your car from the passenger door. Most serial killers attack their victims by pulling them into their vans while the women are attempting to get into their cars.

C.)Look at the car parked on the driver's side of your vehicle, and the passenger side..If a male is sitting alone in the seat nearest your car,you may want to walk back into the mall, or work,and get a guard / policeman to walk you back out. IT IS ALWAYS BETTER TO BE SAFE THAN SORRY. (And better paranoid than dead.)

6.ALWAYS take the elevator instead of the stairs. Stairwells are horrible places to be alone and the perfect crime spot. This is especially true at NIGHT!)

7.If the predator has a gun and you are not under his control, ALWAYS RUN! The predator will only hit you(a running target) 4 in 100 times;and even then, it most likely WILL NOT be a vital organ. RUN,Preferably in a zig -zag pattern!

8.As women,we are always trying to be sympathetic: STOP!!! It may get you raped,or killed.
Ted Bundy,the serial killer,was a good-looking, well educated man,who ALWAYS played on the sympathies of unsuspecting women. He walked with a cane,or a limp,and often asked for help into his vehicle or with his vehicle, which is when he abducted his next victim.

9.Another Safety Point:
Someone just told me that her friend heard a crying baby on her porch the night before last, and she called the police because it was late and she thought it was weird..The police told her 'Whatever you do,DO NOT open the door..' The lady then said that it sounded like the baby had crawled near a window,and she was worried that it would crawl to the street and get run over. The policeman said,'We already have a unit on the way, whatever you do,DO NOT open the door.' He told her that they think a serial killer has a baby's cry recorded and uses it to coax women out of their homes thinking that someone dropped off a baby.. He said they have not verified it, but have had several calls by women saying that they hear baby's cries outside their doors when they're home alone at night.

10. Water scam!
If you wake up in the middle of the night to hear all your taps outside running or what you think is a burst pipe, DO NOT GO OUT TO INVESTIGATE! These people turn on all your outside taps full blast so that you will go out to investigate and then attack.

Stay alert, keep safe, and look out for your neighbours! Please pass this on.

In daylight hours, refresh yourself of these things to do in an emergency situation... This is for you, and for you to share with your wife, your children, & everyone you know.

STAY SAFE! :)

Introducing TimesJobs.com's new Look!

Introducing TimesJobs.com's new Look !

What Better way to start the New Year than with an exciting new design - TimesJobs revamps its website with a neat new homepage that saves time and effort and intuitive navigation offering informed selections and ease of access

This New Year, TimesJobs.com empowers users with a new homepage that intuitively provides them a host of navigation options right from the homepage itself.

Commenting on this new release, Amit Jain, VP, TimesJobs.com said, "A host of features give job-seekers a clutter free home page experience with intuitive navigation and faster downloads. We hope these improvements encourage job-seekers to fine tune their resumes, enhance their job-search and apply to corporates that are in high demand."

Many modifications & tweaks throughout the website, have led to a 50% improvement in the downloading speed of the site. While there are several small changes to the look and feel of the homepage, users will definitely notice The Enhanced Header, The New Floating Nav Bar, the User Login Form and the Profile Snippet Box. Elaborated below –

·         The Enhanced Tabbed Header offers viewing second level navigation by simple mouse over- informing users of further selections. This feature is applicable across site and makes TimesJobs navigation clean and lets users get a preview of what to expect on the next page.

·         The New 'Floating Nav Bar' - that flashes on the bottom of the screen across site. The floating bottom bar comprises of critical navigation options that offer ease of job search to both logged-in and unregistered users.

·         The new 'User Log-in Form' - a prominent box on the top right hand side of the homepage that lets users login to their TimesJobs' account right away.

·         The new 'Profile Snippet  Box'  - Logged-in users can now view their profile information on the Home Page itself - essentially a condensed personalized summary. This box also facilitates them to update their profile details and view customized recommendations without having to visit multiple pages.

 "Our research showed that the above data fields are critical to a jobseeker's success in finding a matching job, and having them put succinctly in a single box makes it very easy to access." Amit Jain summed up.

So visit the New TimesJobs.com today and tell us what you think!

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Happy New Year! Saluting the Minds Behind Great Finds - The TimesJobs.com 2012 Calendar

Saluting the Minds Behind Great Finds

Introducing The TimesJobs.com 2012 Calendar

'Mediocrity knows nothing higher than itself, but talent instantly recognizes genius.'

— Arthur Conan Doyle

December 2012: Sports have known it for long, the talent spotter goes to minor league matches to find the next star athlete. We have seen Simon Cowell and 'The X Factor' relish humiliating those who fell outside their theatric definition of 'talent', but Talent Spotting ought to be searching for stars in a myriad of disciplines. 

This trend has moved into the next generation of politicians, cultural pioneers, business executives and media voices who are starting their first jobs, desperate to escape obscurity, determined to make a name for themselves - All you have to do is have the genius to find them.

Speaking about talent spotting Dr Pallab Bandyopadhyay, Director-HR, Citrix Systems explains "The ability to see the future potential in current employees from current level of performance coupled with effective job behavior is extremely important to us. We use structured performance management, annual reviews & succession plans. We have a reward system like a spot bonus in place to support those who file patents or help in innovation."

"Early talent identification has a two pronged advantage - For an employee, its a process through which he sees a long term career for himself in the organisation and appreciates the organisation investing time and effort to help him excel in his career." added Yunus Petiwala, Vice President - Corporate HR, Piramal Healthcare. "The organisation also reaps the benefit of this process. Especially when there is a talent crunch, a talent pipeline provides ready talent that is utilised when the organisation grows."

Added Deepak Deshpande, Vice President – HR, Netmagic Solutions, "while accepting that everyone has some talent, in my view, 'critical talent' are those who create the value an organisation needs to succeed. My personal view is that real talent doesn't need much hand-holding. It only asks for the opportunities to fulfill its potential."

The TimesJobs.com 2012 Calendar serves to highlight Talent Spotters like these, who identify and promote gifted individuals, and ensures that they are able to fulfill their potential

"We want to recognize and pay tribute to those that spend their careers finding, identifying and recognizing talent, as part of their work – The HR Managers. By publishing the TimesJobs.com 2012 calendar with an illustrious pantheon of celebrated talent and highlighting their Talent Spotters, we wish to bring to focus and pay tribute to the HR Management community." remarked Amit Jain, VP, TimesJobs.com.

Have you heard of David Conover, Jay Oliver, Mc Sennett, Francisco Cornejo, Chuck Silvers, Ray Williams, Bill Thompson or Scooter Braun… probably vaguely, if you have at all… but these are the great minds who spotted talent and promoted it to its rightful place in the firmament amongst the stars.

"She was just Jeane Mortenson, inspecting airplane parts and parachutes. It was David Conover's fine art of spotting talent, that the world knew her as Marilyn Monroe."

"If it wasn't for producer Jay Oliver, she would have remained an elementary school music teacher. It was in the producer's basement studio, where Sheryl Crow was first heard in ad jingles, and then Grammy winning songs."

"He was just another guy in a travelling vaudeville show when a man named Mc Sennett discovered him. And thus was born Charlie Chaplin. A man who never spoke a word on screen but became an icon who'd live forever in people's hearts."

The TimesJobs.com 2012 Calendar celebrates these Famous-Talent Spotters as a Tribute to the HR Managers, who identify, hone and promote talent within their organisations as part of their jobs everyday.

Ten Tips for Everyday :)

Ten Great Tips For Each Day 1. Stay out of trouble. 2. Aim for greater heights. 3. Stay focused on your job. 4. Exercise to maintain good health. 5. Practice team work. 6. Rely on your trusted partner to watch your back. Take your time trusting others. 7. Save for rainy days. 8. Rest and relax. 9. Always take time to smile. AND 10. Realize that nothing is impossible. HAPPY NEW YEAR!!!